We sit down with all clients to understand what they are trying to achieve. What are their long-term goals? What about more immediate priorities?
We discuss investment objectives and assess the risk they are comfortable taking. Together, we determine the time horizon for their investment dollars.
We then create a unique custom portfolio of no-load mutual funds, stocks and bonds tailored to your goals and objectives. After presenting and discussing the portfolio with the clients we implement it according to the plan discussed.
On an ongoing basis, we actively monitor the market and all client investments. As market conditions change, we make adjustments that are consistent and appropriate with your goals. As new contributions are made, they are invested in the areas most appropriate for the client based on current market conditions.
On a quarterly basis, we report to all clients the value of their accounts and present profit and loss by quarter and year-to-date. We also prepare an investment analysis that highlights movements in the financial markets that have impacted investments.
We are always available to review portfolio strategy and results and to discuss market conditions.
Bruce A. Kraig Associates
An unbiased, independent RIA serving our clients' best interests since 1991